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Chris Ross – Tenerife Insurance – Highly Recommended
Chris Ross – Life Insurance – Highly Recommended
Chris Ross – Health Insurance – Highly Recommended
Chris Ross – Tenerife Car, Van, Bike Insurance – Highly Recommended
đźš—any driver aged 25 years old, no upper age limit
đźš—breakdown assistance, to a garage of your choice
đźš—windscreen & window replacement
đźš—injuries for driver
đźš—substitute vehicle
đźš—cars up to 30yrs old covered
đźš—UK, Spanish, Danish Registered Cars for 1 year
đźš—Foreign Registered cars covered for 3 months
đźš—legal defense
Chris Ross – Tenerife House Insurance – Highly Recommended
🏠No policy setup fee
🏠No policy adjustment fee e.g. for address changes.
🏠No policy documentation fee, for original or duplicates
🏠No policy renewal fee
🏠No policy cancellation fee
Chris Ross – Tenerife Pet Insurance – Highly Recommended
It’s sensible to be prepared for the financial costs if this should happen. If your pet has an ongoing, terminal or critical condition, you’ll have to pay for regular treatment and medication over your pet’s lifetime.
As a general rule, cover less than €5000 is likely to leave you with problems if your dog gets in a serious accident, and €8000 is the minimum most vets would consider to be fairly comprehensive.
An interesting article: Is Pet Insurance Worth the Cost?
Chris Ross – Community Insurance – Highly Recommended
Do I need a private home inÂsurÂance policy if I have ComÂmunity InÂsurÂance?
Yes, they are comÂpletely unÂreÂlated. One will provide cover for your home and conÂtents and the other provides covÂers for your comÂmunity/comÂmunal areas.Â
– Cover the risks that jeopardize the habitability and comfort which all communities must provide to their owners and families.
– Flexibility to adapt to each community´s needs.
– Possibility of insuring community furniture.
Plus all these benefits
– Legal protection/claims for damages.
– The option to lower the premium with excess.
– Automatic adjustment of insured sums and premiums.
– Coverage of the proportional amount of property co-owned with another community
Find them on Facebook
Tel: 615 39 79 08
Location: South Tenerife
Ferdiesa Insurance have been successfully meeting the needs of our clients in Tenerife, the Canarias and Spain since 2006. Our dedicated agents, Lorraine, Julie & Louise, specialise in personal and business insurances. We don’t believe in the “one-size-fits-all” approach and work with you to provide tailor made insurance policies to suit your needs.
Contact us for your competitive quotations.
The worst mistake of all, of course, is to not have any life insurance. If this is you, it’s something that you need to rectify as soon as possible. The worst possible scenario is being alone in Tenerife dealing with the death of a loved one with financial problems and no life insurance.
Chris Ross – Life Insurance – Highly Recommended
When to take out life insurance? There is no exact age when you might need life insurance . Typically, you might start thinking about life cover when:
Choosing the best health insurance for expats can be difficult. There are many insurance options to choose from and not all plans may suit your lifestyle, especially for those who have left it a little late in life.
Health insurance might be low priority when you move to Tenerife but there is a massive risk of getting ill abroad and it pays to be prepared.Â
After taking the huge step of relocating to a new country, it’s important to ensure all aspects of your new life are secure, particularly when it comes to organising your expat health insurance. Ensuring that you and your family can access healthcare abroad is one of the first things you should organise – because no one can predict when an emergency or health issue might arise.
Find out what customer support is available – very important for your health insurance plan. Some insurers offer 24/7 support for their customers and also offer support in multiple languages. Be sure to do some research before you buy so you are aware of what to expect as you never know when a medical emergency may happen.
Above all, seek professional guidance from a reputable insurance broker who actually cares about their clients and can offer you a full service. AND please don’t forget about life insurance.No one wants to think about a partner passing but it’s very much worse with financial problems if you are left alone in Tenerife.
Motorcycles are undeniably dangerous, especially when pitted against a car or truck in a collision. Motorbikes can look impressive on the open road and for thousands in Tenerife they’re the chosen mode of getting about the island. Unfortunately for their riders, bikes are considerably more dangerous than passenger vehicles. When motorcycles crash, riders get hurt.
Clearly, everyone thinks or hopes it will never happen to them. However it’s vital to consider the possibility and take a quality bike insurance and don’t forget life cover. Surprising, insurance companies rarely load life cover if you ride a bike.Â
Chris Ross – Motorbike Insurance – Recommended
Motorbike Accident Statistics
With improvements in motorbike safety gear improving every year, bikers are now better protected than ever before. With improved qualifications, training, and various awareness campaigns the number of fatalities in the UK fell from 585 in 2004 to 285 in 2020. That’s a pretty impressive drop.
According to the statistics, the number of non-fatal but serious and slight motorcycle traffic collisions has also dropped significantly in the last 20 years.
So Why Are Motorbikes Thought To Be So Dangerous?
Riding a motorcycle or scooter is considered more dangerous than driving a car simply because you are more exposed, are not protected by the shell of a car or an airbag, plus you are not strapped in with a seat-belt and, supposedly only two wheels compared to four, makes them less stable.
